These Terms of Service govern your access to and use of the Safeguard Securities, Inc. website, trading platform, and brokerage services. By opening an account or using our services, you agree to these terms in their entirety.

ACCOUNT ELIGIBILITY

To open and maintain an account with Safeguard Securities, you must: be at least 18 years of age; be a legal resident of a jurisdiction where our services are available; provide accurate and complete identification and financial information; and successfully complete our identity verification (KYC) process.

BROKERAGE SERVICES

Safeguard Securities acts as a registered broker-dealer providing execution, clearing, and custody services. All transactions are subject to applicable laws, regulations, rules of self-regulatory organizations (including FINRA), and the terms of your Client Agreement. We reserve the right to refuse any order or restrict account activity at our discretion.

RISK DISCLOSURE

Investing in securities involves risk, including the potential loss of principal. Past performance does not guarantee future results. You are solely responsible for your investment decisions. Safeguard Securities does not provide personalized investment advice unless explicitly engaged through our advisory services.

INTELLECTUAL PROPERTY

All content on our website and platform, including text, graphics, logos, data, and software, is the property of Safeguard Securities or its licensors and is protected by copyright and trademark laws. Unauthorized reproduction or distribution is prohibited.

LIMITATION OF LIABILITY

Safeguard Securities shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to losses resulting from market fluctuations, system outages, or delayed order execution, except where such liability cannot be excluded by law.

DISPUTE RESOLUTION

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration administered by FINRA Dispute Resolution Services, in accordance with FINRA arbitration rules. By maintaining an account, you agree to arbitrate disputes rather than pursue litigation in court.

GOVERNING LAW

These Terms are governed by the laws of the State of Ohio and applicable federal securities laws. Safeguard Securities reserves the right to modify these Terms at any time, with notice provided via our platform or email.

Effective Date: January 2024